Contemporary research in financial technology (Fintech)

Éditeurs invités

• Rainer Alt, Leipzig University
• Rob Gleasure, Copenhagen Business School
• Ke-Wei Huang, National University of Singapore
• Mingfeng Lin, Georgia Institute of Technology
• De Liu, University of Minnesota
• Liudmila Zavolokina, University of Lausanne

Synthèse

FinTech emerged as a disruptive force in the financial industry around 2010, introducing innovative applications and business models. Now an established sector, FinTech has revolutionized payment, financing, lending, and insurance through platform-based, customer-oriented, and crowd-based processes. On the one hand, FinTech solutions have reached a maturity, which is characterized by well-adopted solutions that have reached a critical mass as well as by a growing degree of regulation. In practice, investments in FinTech start-up ventures have decreased and much research has also been published with four special issues in the Electronic Markets journal alone. On the other hand, ongoing technological advancements like agentic and generative artificial intelligence, blockchain/distributed ledger technologies, and quantum computing are driving further innovations.

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Thèmes proposés

• Interaction and integration between FinTech and traditional financial institutions (e.g., traditional banks, central banks, and central bank digital currencies)
• Study of segments of FinTech (InsurTech, PropTech, RegTech, Green FinTech and sustainable finance)
• Research on innovation processes in FinTech and analysis of (new) business models (e.g., crowd-based, digital platforms, decentralized business models)
• Upcoming concepts in Fintech (e.g., embedded, contextual, silent, open and ubiquitous finance and banking)
• Use of centralized (e.g., core banking/insurance systems) and decentralized digital platforms (e.g., blockchain and distributed ledger technology) for financial services
• Research on cryptocurrencies, crypto exchanges, and digital assets (e.g., tokenization, Initial Coin and Securitized Token Offerings (ICO/STO))
• Emerging standards in the financial industry (e.g., data/process standards and application programming interfaces) and regulations like PSD in Europe
• Adoption and business value of FinTech models and applications (e.g., financial inclusion and literacy, regulation and governance, diffusion and network effects)
• Emerging FinTech topics and applications (e.g., quantum computing, metaverse, Internet of Things, Agentic and Generative AI)
• Studies of innovative applications in FinTech (e.g., robo-advising, algorithmic trading, portfolio management, market making, and social trading)
• Innovative payment models and systems (e.g., payment networks, micropayments, mobile payments)