Financial inclusion strategies, technology, and risk management: emerging trends and global perspectives

Editors

  • Juan Piñeiro Chousa, Santiago de Compostela University

Description

Financial systems face evolving risks from climate change, digitalisation, and new financial ecosystems that challenge existing supervision and policy frameworks. Advanced technologies like artificial intelligence, big data analytics, and satellite systems enhance risk identification and monitoring, yet introduce new technological and cybersecurity threats. Sustainable finance and financial inclusion have emerged as instruments for managing long-term risks and strengthening financial system resilience, though questions persist regarding data quality and greenwashing.

This special issue seeks theoretical and empirical research examining the challenges and opportunities arising from the convergence of technology, sustainability, and financial inclusion. Contributions should adopt financial and risk management perspectives, with particular interest in studies addressing implications for financial stability, prudential supervision, and public policy design.

Potential topics

  • The use of satellite and alternative data in financial risk assessment
  • Financial technologies, artificial intelligence, and emerging risks
  • Technological, modelling, and cybersecurity risks in the financial system
  • Sustainable finance, capital allocation, and systemic risk
  • Financial inclusion, digitalisation, and resilience to economic shocks
  • Decentralised finance (DeFi) and risks to financial stability
  • Regenerative finance (ReFi) and long-term risk management
  • Blockchain, tokenisation, and traceability in sustainability and green finance projects
  • Regulatory and supervisory frameworks for sustainable finance, fintech, decentralised finance (DeFi), and regenerative finance (ReFi)
  • Applications of big data, artificial intelligence, and machine learning in sustainable finance
  • Supervision, regulation, and macroprudential policies in response to emerging risks